You already have accounts, strategies, and professional advice in place.
Yet you still feel uncertain about how well everything is working together. You wonder whether your decisions are truly aligned with where you want to go.
GPS Financial gives you clarity so you can make financial decisions with confidence.
GPS Financial is built around one core belief: this is your financial journey, and you remain in the driver’s seat.
Our role is not to make decisions for you. It’s to help you understand your options, evaluate tradeoffs, and make informed choices with confidence.
Education comes before action. Clarity comes before commitment.
Our approach keeps decisions intentional rather than reactive—and helps reduce the stress that comes from guessing.
We work best with people who want clarity without giving up control. You want your financial decisions to make sense together.
We’re a good fit for you if:
You’ve built success and complexity came with it.
Retirement decisions feel closer or more consequential.
You want guidance, but not delegation.
You value understanding before action.
01
Understand & Clarify
First, we help you understand where you are today. Then we clarify what matters most and what direction you want your financial life to support.
02
Evaluate & Design
From there, decisions are evaluated and strategies are designed to work together, not compete with one another.
03
Ongoing Guidance
Guidance continues as life evolves, priorities shift, and new questions arise.
Long-term care planning
Retirement and income planning
Social Security decisions
Insurance and risk management
Financial strategy and cash flow optimization
Estate and business succession planning
Charitable giving and college funding
GPS Financial was founded by Nick Welch, a financial professional with over 17 years of experience helping individuals, families, and business owners navigate complex financial decisions.
Nick works directly with clients, providing guidance that is collaborative, educational, and grounded in clarity.
He also works alongside other professionals—such as CPAs, attorneys, and investment advisors—to help ensure decisions across your financial life are aligned.
If you want to better understand where you stand and how your financial decisions fit together, the next step is a Financial Clarity Call.
This is a focused, no-pressure conversation designed to help you gain perspective, ask questions, and decide what makes sense to address next.

© 2026 GPS Financial Services. All rights reserved.
*Disclaimer: Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or account. These product recommendations are not part of the financial plan and you are under no obligation to follow them. Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.
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